Merchant Payment Processing Audits

Payment Card Interchange Fee and Merchant Discount Antitrust Settlement

SETTLEMENT FUND: $5.7 BILLION

If you or your business accepted payment by Visa or MasterCard debit and/or credit cards from January 1, 2004 to November 28, 2012, you may be entitled to participate in a $5.7 Billion class action settlement. Contact us to learn more and to get enrolled in this settlement.

Eligible Class Members: Class members that are eligible to receive a cash payment are all persons, businesses and other entities that accepted any Visa or MasterCard cards in the U.S. at any time from January 1, 2004 to November 28, 2012 (the “Cash Settlement Class”). There also is a separate class comprised of all persons, businesses, and entities that, as of November 28, 2012 or in the future, accept any Visa or MasterCard cards in the U.S. (the “Rule Changes Settlement Class”), who, under the terms of the Settlement, will obtain benefits from changes to Visa and MasterCard will make to their rules and practices.

For more information on the Payment Card Interchange Fee Settlement class action lawsuit, please call us or complete our contact form to learn more about partnering with us to help secure your part in the estimated $5.7+ billion payout.

Payment Processing Merchant Audits

Are you getting overcharged on your monthly credit card merchant account fees? Let us perform a risk free audit to determine if there are opportunities to reduce your merchant fees. Our sole purpose to protect the business owners and NOT the banks. Most importantly, we are not a credit card processor and therefore, have no conflict of interest in representing you.

Scope of Services

Our Credit Card two-phase approach to expense reduction is unparalleled in the payments industry. We correct the processing plan to reflect the most competitive plan type and rate, using formulated, specific asks of the existing provider. Our team then works with the client to further reduce the non-negotiable fees through processing optimization, where we can help qualify payment transactions at lower interchange rates by passing through additional processing data.

Targeted Industries

We have seen the highest success rate for merchants that process credit card transactions where the card is not physically present. This is referred to as a Card Not Present (CNP) environment, and includes B2B and eCommerce companies. Companies processing card payments between $1M and $20M on an annual basis typically have the largest potential savings opportunity. For card present locations, where the credit card is physically swiped at a terminal device, there may still be significant savings. As such, those types of merchants shouldn’t be overlooked or immediately disqualified.

B2B

• Law firms focusing on corporate litigation and transactions

• Corporate accounting firms

• Manufacturers

• Distributors

eCommerce

• Online retailers

• Phone / Internet / Catalog Order