Are you relying on your insurance company’s annual audit to protect you from over paying for workers’ compensation premiums? If so let our risk free Audit uncover additional overcharges and savings.
Their job is to determine the actual payrolls for the past policy year. The auditor is there to adjust your company’s estimated payroll to the actual payroll figures. The auditor is not there to locate overcharges.
You need the perspective of an unbiased, independent review.
Our industry expert’s experience indicates that 75% of all employers have overpaid or are currently overpaying on their Workers’ Compensation premium cost.
With over seven hundred (700) different business classifications, there may be opportunity for a lower rated classification for your employees or operations. Rarely are classification codes challenged which allows for a significant opportunity for recovery.
In addition, many of our workers’ compensation refund recoveries are a result of incorrectly calculated experience ratings which are rarely verified by the agent or workers’ compensation insurance carrier. In many cases, discounts promised in proposals are not applied on the final audit billing statements.
We know where and how to obtain proprietary workers’ compensation premium information and cost saving rating plans which are not ordinarily disclosed to policyholders by the workers’ compensation insurance carriers.
Last but not least, there is an inherent conflict between the agent or broker’s role to reduce premium costs and the commissions earned on workers ‘ compensation policies.
OUR FEES ARE BASED SOLELY ON OUR PERFORMANCE AS A PERCENTAGE OF YOUR RECOVERED OVERCHARGES OR SAVINGS.