Over the last fourteen years, health insurance premiums have tripled, and the rising cost of health insurance has become the single largest problem facing businesses in the United States. Employers have been increasing deductibles and shifting a greater percentage of premiums onto their employees.  In 2014 employer provided group health insurance changed to comply with Obamacare and employers experienced some of the biggest rate hikes in history.  We may be able to help you with those costs if you are willing to invest a few minutes of your time.

First, we do not sell insurance and we do not wish to replace your broker or your existing health insurance plan.  We help businesses like yours reduce and control health insurance costs by utilizing tax codes that are now more relevant than ever resurgence as one of the last tools to offset these increasing healthcare costs.  Our benefits reform plan helps reduce these costs, and achieves these savings at no net cost to you or your employees.

This plan enables you to decrease costs while actually providing a higher level of  benefits to your employees.  Most employers simply have raised deductibles to keep premium cost increases at a minimum.  We can change that and increase benefits.  Our plan utilizes a self funded medical reimbursement program, and  is designed to be completely paid out of tax savings.

This benefits plan utilizes decades-old tax codes to virtually eliminate health plan deductibles and enable employers to reduce their health benefits expense by up to 25%, without having to change their broker or health insurance carrier.  Not only do employers have zero net expense for this plan, they typically reduce their payroll taxes by $400 per employee, per year.  And not only do employees have zero net expense for this plan, they typically see an increase in their net paycheck.

We would like to provide you  more information about this opportunity and offer a no charge customized review.  We will need some information about your health plan and some payroll data to complete this review and provide to you a detailed proposal. Again, we will not come back to you wanting you to switch insurance companies or payroll companies – we will work with them to implement the the program.  

Contact Us to set up a a more in depth discussion and allow us to put together a customized analysis that will show exactly how this plan will benefit both you and your employees.